Smart Money

Erase Student Loan Debt With These 5 Programs

Erase Student Loan Debt With These 5 Programs
A whopping 44.7 million Americans owe more than $1.56 trillion in student debt, according to Student Loan Hero, and many are struggling to pay it back. If you’re among them, you may qualify for one or more of these student loan forgiveness programs. If approved, you can wipe out your obligation to pay back your student loans. Public Service Loan...

How to Turn Your Closet Into Cash

How to Turn Your Closet Into Cash
How much money can you earn selling clothes out of your closet? Well, it depends. Natalie Gomez started selling clothes out of her closet while in between jobs. According to a CNBC report, she now does it full-time and has earned over $100,000 selling used clothes online. And there are many others like her, making a living selling unwanted...

5 Ways to Pay off Student Loan Debt Faster

5-Ways-to-Pay-off-Student-Loan-Debt-Faster
Feeling overwhelmed with your student loan debt? No one wants to be riddled with high payments and no payoff in sight. Most graduates believe they'll be paying back these loans until well past retirement. It doesn't have to be that way. There are ways to pay off high balances faster and work toward a debt-free lifestyle. Try these tips...

19 No-BS, Legit Ways to Get Money Fast

19 No-BS, Legit Ways to Get Money Fast
Approximately 78% of people live paycheck to paycheck, according to a recent CNBC report. If you’re one of them, you may find yourself in a situation where you need money fast. Sure, there are cash advances and payday loans, but many of those options only push the problem down the road. What’s more, they may even place you in a...

These Lucrative Side Hustles Really Pay Off

These-Lucrative-Side-Hustles-Really-Pay-Off
Side hustles --- they’re everywhere, and they’ve come a long way. No longer do hustlers have to go door-to-door selling Avon or hitting up their family and friends to make kitchenware purchases. Today’s side hustles include a vast array of products and services, and that's a very good thing! But here's what really matters...They also pay better than ever before, too,...

Get Free Stuff Just for Saying Thank You

Get Free Stuff Just for Saying Thank You
Everyday life is filled with brands and their products. Getting ready in the morning, for example, typically means reaching for a favorite soap, toothpaste and deodorant. A commute often means endless exposure to signs and billboards advertising popular brands. It can be easy to overlook how integrated into our lives certain items have become, but we take advantage of a...

A Love Letter to Every Broke 20-Something

A Love Letter to Every Broke 20-Something
If you feel like you’re failing financially, you’re not alone. Financially speaking, 20-somethings have never been worse off. According to The Oregonian, the net worth of young adults (ages 18 to 34) has plummeted by 34% since 1996. That means it isn't even just 20-somethings suffering; it's pretty much everyone under the age of 40. The costs of education, food...

5 Ways to Cut Back-to-School Costs

5 Ways to Cut Back-to-School Costs
It’s back-to-school time again, and the costs of getting ready for the first day can be staggering. Whether you’re investing in a new laptop or having to outfit the kids for high school and college, consider these ideas to cut down on your back-to-school costs. Second-Hand Savviness A smart shopper is willing to go to any reasonable length to get the...

DIY Projects for a Cheaper, More Efficient Home

DIY Projects for a Cheaper, More Efficient Home
Energy-efficient homes certified by Energy Star use an average of 20% less energy than their less-efficient counterparts, says USA Today. You may not be able to go right out and buy a new, certified home or replace all your appliances, but there are plenty of projects you can do around your home to make what you have more efficient....

How Much Does a Spending Freeze Actually Help?

How Much Does a Spending Freeze Actually Help
Looking for ways to save money and stay on a budget? It’s challenging, but it’s for the greater good of your finances. Have you considered going on a spending freeze, or committing to not spending any disposable income for a set amount of time, to help curb frivolous spending? Here are some ways it could help your financial future. Boosts...