Smart Money

Approximately 78% of people live paycheck to paycheck, according to a recent CNBC report. If you’re one of them, you may find yourself in a situation where you need money fast. Sure, there are cash advances and payday loans, but many of those options only push the problem down the road. What’s more, they may even place you in a...

Side hustles --- they’re everywhere, and they’ve come a long way. No longer do hustlers have to go door-to-door selling Avon or hitting up their family and friends to make kitchenware purchases. Today’s side hustles include a vast array of products and services, and that's a very good thing! But here's what really matters...They also pay better than ever before, too,...

Everyday life is filled with brands and their products. Getting ready in the morning, for example, typically means reaching for a favorite soap, toothpaste and deodorant. A commute often means endless exposure to signs and billboards advertising popular brands. It can be easy to overlook how integrated into our lives certain items have become, but we take advantage of a...

If you feel like you’re failing financially, you’re not alone. Financially speaking, 20-somethings have never been worse off. According to The Oregonian, the net worth of young adults (ages 18 to 34) has plummeted by 34% since 1996. That means it isn't even just 20-somethings suffering; it's pretty much everyone under the age of 40. The costs of education, food...

It’s back-to-school time again, and the costs of getting ready for the first day can be staggering. Whether you’re investing in a new laptop or having to outfit the kids for high school and college, consider these ideas to cut down on your back-to-school costs. Second-Hand Savviness A smart shopper is willing to go to any reasonable length to get the...

Energy-efficient homes certified by Energy Star use an average of 20% less energy than their less-efficient counterparts, says USA Today. You may not be able to go right out and buy a new, certified home or replace all your appliances, but there are plenty of projects you can do around your home to make what you have more efficient....

Looking for ways to save money and stay on a budget? It’s challenging, but it’s for the greater good of your finances. Have you considered going on a spending freeze, or committing to not spending any disposable income for a set amount of time, to help curb frivolous spending? Here are some ways it could help your financial future. Boosts...

Entrepreneurship is on the rise. A recent report estimated that each month, 550,000 individuals became business owners. Now more than ever, the world is set up for the success of people with good ideas. The online world allows for the creation and growth of a business from a home office, kitchen table or even a dorm room. Just because a...

What comes once a year and earns you lots of free stuff from big-name brands? Your birthday! And with so many companies ponying up for your big day, you could walk away with a ton of free stuff. Check out a few of the companies that are clamoring to give you a birthday gift this year. Beauty Gifts Lip gloss, eyeliner,...

A whopping 85% of the population admits to getting stressed out over money, with 30% feeling constantly stressed over it. Do you stress over your finances? If so, it’s good to put things into perspective from time to time. You’re richer than you think. And, no, this isn’t going to be a feel-good article about the value of non-material...