Smart Money

Birthday Freebies From Big-Name Brands? Yes, Please!

https://www.givenus.com/?p=2027&preview=true
What comes once a year and earns you lots of free stuff from big-name brands? Your birthday! And with so many companies ponying up for your big day, you could walk away with a ton of free stuff. Check out a few of the companies that are clamoring to give you a birthday gift this year. Beauty Gifts Lip gloss, eyeliner,...

Why You’re Richer Than You Think

Why You're Richer Than You Think
A whopping 85% of the population admits to getting stressed out over money, with 30% feeling constantly stressed over it. Do you stress over your finances? If so, it’s good to put things into perspective from time to time. You’re richer than you think. And, no, this isn’t going to be a feel-good article about the value of non-material...

5 Expert Money Tips for Desperate Times

5 Expert Money Tips for Desperate Times
The economy might be at an all-time high, but many of us are struggling to make ends meet. Whether you’re stuck in a part-time job or can’t find a replacement after a corporate layoff, you need money to pay the bills. Facing desperate financial times? Here are five tips that might help. Track Your Spending One of the best ways to...

How Financially Literate Should You Be by Now?

How Financially Literate Should You Be by Now?
Still dreaming of owning a home in the burbs and having a Tesla Model 3 in the driveway? Some people find it easy to achieve those goals, while others see them as more of a challenge. Where should you be financially by the time you hit your 30s? While many underlying circumstances determine success, being financially literate is an...

Payday Loans: Are They as Good as They Sound?

Payday-Loans-Are-They-As-Good-As-They-Sound
Money is tight and the electric company is literally at the door to shut off the power. What do you do when you can’t put off a past-due bill any longer? Thinking about getting a Payday Loan? Being maxed out on credit cards and not having any cash on hand can make it a tempting option, but that doesn’t...

Eat Like You’re Flush While Still Pinching Pennies

Eat Like You’re Flush While Still Pinching Pennies
Everyone loves a good meal from time to time. If only every meal could be lobster bisque and a 12-ounce ribeye, but alas, not everyone can live high on the hog. If the budget doesn't allow it, then it’s time to improvise. There are ways to save without having to cut back on that food bill. Here are some...

Best Foods to Eat When the Grocery Bill Is Too High

Best Foods to Eat When the Grocery Bill Is Too High
Seems like the cost of groceries is always on the rise. This can be a challenge for those of us on a limited budget or having issues making ends meet. Whether the budget is for one person or ten, your main goal is to buy as much healthy food as you can while making every dollar stretch. Check out...

Even Sports Are Expensive with Kids — Here’s How to Afford Them

Even Sports Are Expensive with Kids — Here's How to Afford Them
Today’s children are busier than the generation before them, spending time in school, playing with friends, and engaging in extracurricular activities. Having additional activities raises the cost for parents, particularly if there’s more than one child. Here’s how you can save money, allow your kids to stay active and involved, and ensure quality over quantity. Choose Only One or Two...

Having Plans to Look Forward to Is Important for Your Health

Having Plans to Look Forward to Is Important for Your Health
It’s all about the power of anticipation. Having something to look forward to can bring about feelings of excitement and happiness and play a starring role in self-care. Because most people don’t want to be sitting home alone on a Saturday night, having something to do can make getting through a rough work week tolerable. Here’s why having some...

The Truth About Payday Loans… Should You Get One?

The Truth About Payday Loans... Should You Get One?
Payday-loan regulations have recently changed again, putting the high-interest loans back at the forefront of political and financial discussions. One of the most notable changes involves the removal of the interest rate cap, which had prevented lenders from charging exorbitant interest rates. Consumers will pay more for them now, but that doesn’t mean payday loans are a bad idea...