Smart Money

Paid Surveys Suck. Here’s How to Actually Make Money

Paid Surveys Suck. Here's How to Actually Make Money
If you’ve ever done an Internet search about how to make money quickly from home, you’ve likely stumbled upon the promise that participating in online surveys will make you rich. Unfortunately, like most things that sound too good to be true, the idea that paid surveys will help you pay your bills is misleading at best. We’ll tell you why...

How to Stop Overpaying When You Shop Online

How to Stop Overpaying When You Shop Online
An estimated 10% of all purchases are now made online, and that number is expected to grow by about 15% each year. Why? Online shopping can be convenient and fun, offering access to hundreds of retailers with the click of a button. This means you can shop around for the best deals — but it doesn’t guarantee you’ll find...

The Realistic Way to Stop Spending Money

The Realistic Way to Stop Spending Money
Do you look back at the end of each month scratching your head over where all your money went? You’re not alone. According to Mental Floss, we spend $62 billion on cosmetics, $2.7 billion at food trucks, $80.5 billion on lottery tickets and $2.4 billion on supermarket hot dogs in a single year. Wow! If you’re overspending, you may...

The 5 Best High-Value Coupon Sites

The 5 Best High-Value Coupon Sites
Looking to embrace a more frugal way of life? Using coupons is a great way to save money on purchases. Check out these five high-value coupon sites and never pay full price again. Rakuten Formerly known as Ebates, Rakuten is easy to install, easy to use and gives you cash back on everyday purchases. With more than 2,500 retailers, including Amazon,...

4 Ways to Get Free Clothes Online

4 Ways to Get Free Clothes Online
How much money do you spend on clothing each year? It’s likely more than you realize. The truth is, most families spend a great deal of money on clothing each year — about $1,800 annually, or approximately 3.8% of total income. But you don’t have to spend that much. In fact, you don’t have to spend anything at all....

5 Frugal TED Talks on Saving Money

5 Frugal TED Talks on Saving Money
Saving money is vital for your future and peace of mind. Cash in the bank gives you more options when dealing with unforeseen problems. According to Investopedia, money can go to work for you if you take the right initiative, but you also have to be smart about it. Check out these five TED Talks that can help you...

Making Money When It’s Needed Fast

Making Money When It's Needed Fast
Car repairs, medical bills, rate hikes and income shortfalls can all wreak havoc on your budget. We’ve all been there. And, let’s face it, this will likely not be the last time you have to scrape together money at a moment’s notice. Here’s the good news: you don’t have to suffer in silence, and this isn’t an insurmountable problem. A...

Sneaky Psychological Tricks for Saving More Money

Sneaky Psychological Tricks for Saving More Money
If you’re having difficulty growing your savings account, you’re not alone. Single adults under the age of 34 have an average of $2,729 in savings, as reported by CNBC. Single adults who have children have socked away much less, coming in at $1,350. Couples fare a bit better, however, they still have difficulty saving a substantial amount. Fortunately, there...

Erase Student Loan Debt With These 5 Programs

Erase Student Loan Debt With These 5 Programs
A whopping 44.7 million Americans owe more than $1.56 trillion in student debt, according to Student Loan Hero, and many are struggling to pay it back. If you’re among them, you may qualify for one or more of these student loan forgiveness programs. If approved, you can wipe out your obligation to pay back your student loans. Public Service Loan...

How to Turn Your Closet Into Cash

How to Turn Your Closet Into Cash
How much money can you earn selling clothes out of your closet? Well, it depends. Natalie Gomez started selling clothes out of her closet while in between jobs. According to a CNBC report, she now does it full-time and has earned over $100,000 selling used clothes online. And there are many others like her, making a living selling unwanted...